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HOMEBUYER'S JOURNAL
Serving the Real Estate Industry in Maryland, Virginia, Washington, D.C., Pennsylvania and the DelMarVa Shore.
Find a home for sale, locate a Real Estate Professional, view links related to your community, and more. |
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All agents are NOT alike! Find out why we are top real estate experts. Call us:540-351-0001 or toll free number – 866 920-5664
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Get Free Presentation On Our Home Marketing.
Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed.
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mortgages at one time. Download TripleCalc now. It's free. |
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Team Loni has had great success with these affiliates! Give us a call if you'd like to hear about our own experience with them. You are encouraged to interview these vendors in an effort to select the one which is best suited for you. Should you have an existing relationship with someone else or wish to pursue another vendor other than those listed herein, please feel free to do so.  | • | Loretta Flynn
loretta.flynn@wellsfargo.com
Wells Fargo Home Mortgage, Consultant
47 Garrett Street, #5
Warrenton, VA 20186 Wells Fargo Home Mortgage | | • | David W. Meadows
dave.meadows@suntrust.com
SunTrust Mortgage, Inc., Mortgage Consultant
251 West Lee Highway, Suite 680
Warrenton, Virginia 20186
Office: 540-428-2012
Cell: 540-905-9140
Fax: 540-349-8928 Sun Trust Mortgage - Dave Meadows | | • | Christina Swift
cswift@masondixon.com
Mason Dixon Funding, Inc.
608 S. Main Street
Culpeper, VA 22701
Office: 540-825-6630
Fax: 540-825-4437
Mason Dixon Funding, Inc. - Christina Swift | | • | Lorry J. Harding
lorry.j.harding@bankofamerica.com
Bank of America
403 Holiday Court, Suite 103
Warrenton, VA 20187
Office 540-347-3094
Fax 540-347-3324
Cell 540-222-6398
Bank of America Mortgage | | • | Robert Di Tullio
r.ditullio@americorp-homemortgage.com
Americorp Mortgage Services
12040 South Lakes Drive, Suite 102
Reston, Virginia 20191
Office: 703-860-2674 X220
Fax: 703-860-5111
Toll-free: 800-860-3084
Americorp Mortgage Services, Inc. | | • | Suzanne (Susie) D. Browning
sbrowning@bbandt.com
BB&T
236 W. lee Highway
Warrenton, VA 20186
Office: 540-351-6165
Fax: 540-349-3975
Cell: 540-222-5662
BB&T Home Mortgage | | • | Debbie Mullan
deb@debbiemullan.com
Nations Home Funding
1925 Isaac Newton Square, Suite 100
Reston, VA 20190
Office: 703-481-2291 X117
Toll free: 866-853-6335 X117
Fax: 703-481-6375
Cell: 703-244-9481
Nations Home Funding - Debbie Mullan | | • | Sarah Eliason
sarah@brinermortgage.com
Briner, Incorporated
P.O. Box 749
Middleburg, VA 20118
Office: 540-687-3300
Fax: 540-368-2117
Cell: 540-671-1487
Toll-free: 800-500-BRINER | | • | Melissa Hoover, Sales Manager
Melissa.Hoover@prospectmtg.com
MetroCities Mortgage LLC, an affiliate of Prospect Mortgage
11350 Random Hills Road,
Fairfax, VA 22030
Office: (703) 928-7074
Cell: 703-928-7074
EFax: 866-245-6815
MetroCities Mortgage, LLC | | • | Dwight Taylor,Countrywide Home Loan Consultant
Dwight_Taylor@Countrywide.com
703-653-3305 Direct
540-379-1502 Mobile
877-268-8090 Fax
Countrywide Home Loans |
 | • | Saratoga Title & Escrow Incorporated
550 Broadview Ave Ste 101, Warrenton, VA 20186
(540) 349-1600 | | • | Cardinal Abstract Co.
77 W Lee St # B, Warrenton, VA 20186
(540) 349-1022 |
HOME INSPECTIONS & RADON DETECTION | • | Byler Home Inspections, Inc.
E-mail: contact@bylerhomeinspections.com
P. O. Box 310
Remington, VA 22734
Office: (540) 829-9797
Fax:(540) 829-9798
Byler Home Inspections | | • | Accurate Home Inspections
Fred Reid
PO Box 218
Bealeton, VA 22712
800-739-9919
703-328-5710
FAX 540-439-4962
Accurate Home Inspections |
| • | W.M. Colvin Construction
Billy Colvin
420 S Poes Rd.
Amissville, VA 20106
(540) 937-2328 |
| • | Colvin Property Management, LLC
420 S. Poes Road
Amissville, VA 20106
Office: 540-905-3027
Fax: 540-347-7934
Colvin Property Management |
| • | HMS Home Warranty
Karen DiPinto, District Manager
1-800-843-4663 X306
E-mail: kdipinto@thinkhms.com
HMS Home Warranty |
| • | JK MOVING
Clarke Mahek, Certified Moving Consultant
(Work)703-260-3089
(Cell) 703-930-7275
(Fax) 703-260-3311
E-mail: cmahek@jkmoving.com
JK MOVING |
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
What 6,500 seat American theater was the location for the scene where the original 1933 King Kong breaks his chains onstage?
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| A |
The famous Shrine Auditorium in Los Angeles, built by the Shriners in 1906 to resemble an exotic Arabian mosque. |
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NUMBER1EXPERT™
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All rights reserved. All information deemed reliable but not guaranteed. |
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